R&D Architect Director

About Payoneer Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories. By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. Role summary Hybrid Full-time What you’ll do: • Drive new technologies and frameworks – extending capacity & effectiveness of teams, capacity & scalability of the product – for both server and client side • Be involved in all key technology and methodological aspects of development and testing • Take an active role and lead key product enhancements, per product-management and stakeholder’s requirements, and select the right development solutions to address the requirements in terms of functionality, reliability, testability, and scalability • Be involved in business needs and operational flows to come up with the right technology solutions • Mentor and lead R&D teams in design reviews, coding standards, and architectural designs • Drive AI adoption across R&D — both as a development accelerator (coding tools, agents, MCPs) and as a capability embedded in the product Who you are? • At least 10 years software development experience, at least 2 years of experience as architect • Understands system engineering and architecture, proven experience in scale, system redundancy solutions, and performance • Experience in high-capacity and high-reliability products in multiple development languages and environments, multi-threading, and more • Experience with SQL Server • Understands Microservice, and event-based design and SAGA concepts • Error tolerance and zero data loss concepts • Experience delivering systems operated globally • Meaningful hands-on experience with at least one major cloud provider (AWS, Azure, or GCP) — architecting and operating production workloads at scale • Experience architecting AI-enabled systems — LLM integration patterns, RAG, agentic/multi-step workflows, evals, and production concerns specific to AI (latency, cost, fallback, hallucination control) • AI fluent — daily, hands-on use of AI coding tools with clear judgment on when to trust output vs. rewrite it; goes beyond using AI to configuring it (custom instructions, rules, MCPs, tools); builds workflows and skills, not just prompts • Strong attention to business needs and converting them into working, effective products • Ability to adapt to various technologies and research new concepts • A true team player, able to both hold and drive a vision – and also to buy into it • Proactive attitude and does what it takes to get things done • Connected and updated in the latest & greatest of technology • A passion for technology! Not a must, but a great advantage: • Experience with big-data/NoSQL technologies • Hands-on experience writing backend systems using .Net/Java or similar • Financial services background #LI-CD1 The Payoneer Ways of Working Act as our customer’s partner on the inside Learning what they need and creating what will help them go further. Do it. Own it. Being fearlessly accountable in everything we do. Continuously improve Always striving for a higher standard than our last. Build each other up   Helping each other grow, as professionals and people. If this sounds like a business, a community, and a mission you want to be part of, apply today. We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.